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About 1st Option Title

1st Option Title was founded by Scott Horne, a title attorney and real estate investor who experienced title problems firsthand. He built a company specifically for the transactions other title companies struggle with.

Our Story

Scott Horne is a title attorney and real estate investor with decades of experience in both investing and title law. As an investor, he experienced the frustration of working with title companies that didn't understand investor transactions and couldn't handle complex title issues.

That experience inspired him to create something different. 1st Option Title was built to serve the transactions that other companies turn away: double closings, creative finance, subject-to deals, hard money closings, and every kind of complex real estate transaction.

Today, 1st Option Title serves investors, commercial brokers, real estate agents, lenders, and buyers and sellers across Texas and Arizona. Our approach is simple: if there's a way to close the deal, we'll find it.

What We Believe

Simple closing? We handle it. Complicated closing? That's where we really shine.
Every deal deserves an experienced, creative title team.
Before assuming your deal can't close, talk to 1st Option Title.
We believe in free property research through our Property DNA Reports.

Key Facts

Founded by:Scott Horne, Title Attorney & Investor
License:Title Insurance

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What We Do

Residential Title & Escrow

Standard residential purchases, sales, and refinances with expert attention to detail.

Investor Transactions

Double closings, assignments, creative finance, hard money, and every kind of investor deal.

Commercial Title & Escrow

Multifamily, office, retail, industrial, mixed-use, and development land transactions.

Property DNA Reports

Free comprehensive property research reports for buyers, sellers, investors, and agents.

Complex Title Solutions

Title defects, liens, ownership complications, probate, and clearance issues.

Calculators & Tools

Closing cost, mortgage, and investor analysis calculators for informed decision-making.

Our Offices