Quick Answer
A Texas title search examines public records in the county where the property is located, including deeds, deeds of trust, liens, judgments, tax records, probate records, and other recorded documents. The search typically covers all 254 Texas counties for judgments against the parties. The goal is to trace the chain of ownership and identify any matters that could affect title.
Understanding how title searches work in Texas helps buyers and sellers know what to expect during the closing process.
What Texas Title Searches Examine
Texas title searches involve reviewing multiple sources of public records, including the county clerk's deed and lien records, the district clerk's judgment records, probate court records, tax records, and sometimes federal bankruptcy records. The search covers both the property itself and the parties involved in the transaction. For a nationwide perspective on what title searches look for, read what a title search looks for.
Liens and Encumbrances Found
Common issues found in Texas title searches include: mortgages and deeds of trust that have not been released, tax liens (federal, state, and county), judgment liens, HOA liens, mechanics liens, child support liens, divorce-related liens, and bankruptcy filings. For a comprehensive discussion of liens, see our Liens, Judgments & Encumbrances series.
Texas Mult-County Judgment Searches
Because Texas has 254 counties, judgment searches can cover many counties depending on the parties involved. A statewide judgment search may be conducted to identify any recorded judgments against the buyer, seller, or other parties that could affect title. 1st Option Title serves clients across all Texas counties.
Property Research Before You Buy
Before you buy, before you invest, know more about the property. 1st Option Title offers free Property DNA Reports that provide comprehensive property research information. A Property DNA Report is not title insurance or a title search. It is an informational research report to help you make informed decisions early in the process.
FAQs
How long does a Texas title search take?
A typical title search in Texas can take a few days to two weeks, depending on the complexity of the property's history and the county where the property is located.
What happens if the title search finds a problem?
The title company lists the issue as a requirement on Schedule B of the title commitment and works with the parties to resolve it. For more, read what happens when a title search finds a problem.